Phone: (501) 374-8346Fax: (501) 374-5231
Telephone Teller: (888) 834-5542Lost/Stolen Debit Cards: (800) 472-3272

Savings

Developed with your needs in mind, our savings accounts offer an array of valuable features and benefits.

Regular Share Savings

Your membership at Arkansas Employees Federal Credit Union starts with a Share Savings Account (savings in credit unions are called shares). Your regular share account is opened automatically when you join, for a minimum deposit of only $5.00. This initial $5.00 must remain on deposit to retain your membership. Additional deposits or withdrawals may be made in any amount. There are no fees involved with this account, and dividends are paid at the end of each quarter.


  • Minimum deposit required to open: $5.00
  • Competitive rates
  • Dividends calculated on average daily balance for the quarter:
    Tier 1…$100.00 – $4,999.99 Tier 2…$5,000.00 and above

Money Market Savings

Members have an opportunity to increase their earnings with our Money Market Account by maintaining higher balances!


  • $2,500.00 minimum balance required
  • Dividends compounded and posted monthly
  • If balance falls below $2,500.00, remaining funds will be transferred to regular savings account

Christmas Club Savings Account

When you open a Christmas Club account at AEFCU, you can relax during the holidays knowing that you are prepared. These types of accounts are essentially short-term savings accounts. You open a Christmas club savings account in January. The account is left open through the end of October, at which time you can withdraw the money on November 1 to fund your shopping!


  • No minimum balance
  • Dividends compounded and posted quarterly
  • Funds may be withdrawn once per Christmas Club year