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Certificates and IRA's


IRA ACCOUNTS
(Savings or Certificates)

  • Traditional IRA
  • Roth IRA
  • Coverdell Education

Your IRA account may be subject to penalties under the Internal Revenue Code for withdrawals you make prior to age 59 1/2.

 

SHARE CERTIFICATES

  • $500.00 or $1,000.00 Minimum balance to open.
  • Interest compounded & Posted monthly.
  • Various terms including: 6-month, 12-month, 18-month, 24-month, & 30-month.
  • Automatically renew at maturity with ten-day grace period to make another investment selection.

Early Withdrawal Penalty

We may impose a penalty if you withdraw any of the principal in your account before your maturity date.  The penalty for Certificates with a term of one year or less is the lesser of 90 days dividends or dividends earned to date.  The penalty for terms greater than one year is lesser of 180 days dividends or dividends earned to date.

Call your Member Service Representative today!

(800) 627-5585 or (501) 374-8346

aefcu@arkansasefcu.org

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