Loan Rates effective as of 07/01/2008
| Credit Rating |
A+
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
E
APR*
|
| New Autos, Boats, RV's |
5.99%
|
6.24%
|
6.49%
|
8.24%
|
9.49%
|
11.24%
|
| Used Autos, Boats, RV's |
5.99%
|
6.24%
|
6.49%
|
8.24%
|
9.49%
|
11.24%
|
| New Mobile Homes |
9.99%
|
10.34%
|
10.49%
|
11.25%
|
N/A
|
N/A
|
| Signature(Personal) Loan |
N/A
|
N/A
|
13.90%
|
13.90%
|
15.00%
|
18.00%
|
| Line of Credit Loan |
9.00%
|
9.00%
|
N/A
|
N/A
|
N/A
|
N/A
|
| 100% Share Secured Loan |
6.00%
|
6.00%
|
6.00%
|
6.00%
|
6.00%
|
6.00%
|
| 100% Certificate Secured |
3%
|
Above
|
Cert.
|
Rate
|
|
|
*APR = Annual Percentage Rate
| Credit Rating |
A+
APR*
|
A
APR*
|
B
APR*
|
C
APR*
|
D
APR*
|
E
APR*
|
| New & Used Autos -2006 & up - 36 Months |
4.99%
|
5.29%
|
|
|
|
|
| New & Used Autos -2006 & up - 48 Months |
5.49%
|
5.79%
|
|
|
|
|
|
VISA
|
Introductory Rate* - 6 Months
|
Rate*
|
|
CLASSIC
|
8.50%
|
10.75%
|
|
PLATINUM
|
7.50%
|
9.75%
|
*APR = Annual Percentage Rate
| Savings |
|
Minimum Balance
|
Dividend/ Interest Rate
|
APY*
|
|
Regular Savings Account
|
|
$100.00 to $4,999
|
1.25%
|
1.26%
|
| Regular Savings Account |
|
$5,000 & up
|
1.50%
|
1.51%
|
| Christmas Club Account |
|
$100 & up
|
1.00%
|
1.00%
|
| IRA Share (Savings) Account |
|
|
1.75%
|
1.780%
|
| |
Avg daily balance of
|
|
|
|
| Checking/Share Draft Account |
$1,000
|
& Above
|
0.25%
|
0.252%
|
|
Money Market Account
|
$0.00 -
|
$2,499
|
0.00%
|
0.00%
|
|
Money Market Account
|
$2,500
|
$9,999
|
2.23%
|
2.25%
|
|
Money Market Account
|
$10,000
|
$49,999
|
2.47%
|
2.50%
|
|
Money Market Account
|
$50,000
|
$99,999
|
2.96%
|
3.00%
|
|
Money Market Account
|
$100,000
|
& Above
|
3.20%
|
3.25%
|
*APY = Annual Percentage Yield
RATES EFFECTIVE: 07/31/2008
| Certificates |
Minimum Deposit
|
Dividend/ Interest Rate
|
Term
|
APY*
|
| 6 Month Regular or IRA Certificate |
$ 500
|
2.81%
|
6 month
|
2.85%
|
| 12 Month Regular or IRA Certificate |
$ 500
|
3.20%
|
12 month
|
3.25%
|
| 18 Month Regular or IRA Certificate |
$1,000
|
3.20%
|
18 Month
|
3.25%
|
| 24 Month Regular or IRA Certificate |
$1,000
|
3.44%
|
24 Month
|
3.50%
|
| 30 Month Regular or IRA Certificate |
$1,000
|
3.69%
|
30 Month
|
3.75%
|
*APY = Annual Percentage Yield
RATES EFFECTIVE: 05/28/2008
|
